Legal Club of America is a nationwide discount legal referral service with a network of over 20,000 attorneys who have contracted to provide our members with numerous FREE and Discounted legal services.

When you become a member of Legal Club, you will be referred to a Plan Attorney based on three criteria: area of law, language spoken and location.

Membership includes you, your spouse and any dependents 25 and younger and any dependents living with you that may be financially dependent upon you, such as a parent or grandparent.

You may use as many plan attorneys, practicing any area of law, any where in the country as often as you like.

The following outlines the free and discounted services provided by our network of plan attorneys.

Attorney Provided Services

Free Services:

• Unlimited phone consultations, during business hours, for each new legal matter.
• Unlimited face to face consultations, during business hours, for each new legal matter.

  Whether in person or over the phone, always allow your attorney to consult with you and determine what the best course of legal action is before you ever spend a dime.

• Attorney review of legal documents (6 page max.) per new matter.
  
  All legal documents, regardless of how simple they seem, should be reviewed by a qualified plan attorney prior to execution. The free review of a document prior to entering in to a contractual relationship could save you thousands of dollars and heart ache down the road.
• Plan attorneys will make phone calls on your behalf
• Plan attorneys will write letters on your behalf
  
  This is a very powerful free benefit. Have you ever received a letter or call from someone else’s attorney? If so, then you know how intimidating that can be. Well now you have the same ability to exert legal power when needed.
  
  When deemed appropriate, your plan attorney will write a letter or make a call in an effort to bring resolution to a legal issue.
• Your plan attorney will complete a simple will for you and your family and update it annually for free
  
  All individuals and/or families should have at the very least a simple will prepared by a qualified plan attorney. It is important that you, not the state you live in, determine how to allocate your assets in the event of you or a loved one’s demise.
• Your plan attorney will provide you with free helpful advice on representing yourself in small claims court
  
  If it’s determined that you are better off representing yourself in small claims court, a plan attorney will assist you in being as well prepared as you can be for such an incident.
• Assistance in solving your problems with government programs.
  
  Let a plan attorney assist you and your family with issues involving government programs such as Immigration, Medicaid and Medicare, Social Security and more. Often a free letter and/or phone call from a qualified plan attorney can help you achieve the desired result.

Discounted Fee Schedule*:

The following fee schedule represents the discounted one-time fee that plan attorneys will charge our members for the corresponding listed legal service. Compare the difference between member rates and the national average charged by law firms for the same service.

The savings is tremendous!

Guaranteed Fixed Hourly Rates:

In the event a member requires extended legal representation, our plan member attorneys have contracted with us to never charge more than $75.00 per hour for in or out-of-court representation. In most cases, the attorneys will be able to estimate the amount of hours any given case may consume prior to beginning work on the case.

This is where tremendous savings is realized!

After the free letters, calls and consultations take place, members and their attorneys will have to decide what course of action to take next. In most cases, members will have no choice and litigation may ensue. This is the point in time that Legal Club plan attorneys charge the $75.00 hourly rate for legal care. This represents up to a 66% savings from our competitors insurance plans. Our competitors in the legal expense insurance business offer their members a 25% discount off hourly rates. In California, Florida, Texas, New York and other large states, this will leave their members paying well over $200.00 per hour for extended legal care. The savings with Legal Club will be thousands of dollars. In fact, competitors required retainers will be thousands more than Legal Club because retainers are figured using the attorney’s hourly rate and estimated time needed to service the member.

Discount on Contingency Based Cases
Contingency fee will be a 10% reduction of the state maximum rate or the attorney’s usual rate, whichever is lower.

Law Areas Included
All areas are included in our plan. Legal Club does not exclude any type of law area. Many legal expense insurance products have waiting periods, pre-existing condition exclusions and limitations on usage. This is due to the fact that they have financial exposure to usage, just the same way an HMO has. As such, many types of law areas are excluded in their plans. Legal Club has no such exposure and as such, takes the opposite approach and encourages usage. In fact, 80% of all new members use the legal plan within the first 90 days they join.