Discount cards are a quick and inexpensive way to provide an employee benefit. Cards may be purchased for groups or for individual coverage. A discount card is not insurance. There are many cards on the market with high varying degrees of features. A good discount card will give the member access to a number of providers for the particular service sought at rates below standard costs. A benefits broker will be able to quote and recommend the best discount card plan for you specific needs.

How does a Benefits Discount Card work?
There are many discount cards available on the market for frequently used employee benefit services such as Dental care, Eye care, Rx Prescription and Healthcare. An effective discount card works by having a network of providers - let’s say Dentists in this example. The dentists if they want to be part of the Discount Cards network agree to one or all of the following a set discount percentage, lower costs per procedure, free services, billing options... In return for these discounts the provider be it the Dentist, Eye Care specialist, or Doctors office are counting on an increased number of patients. The well managed card program is a mutually beneficial result for both patients who receive care at lower rates and the providers who receive increased business.

Cost of a Discount Benefits Card
The plans vary considerably from each company. Some have a one time yearly fee of around $50. While other discount card providers have a monthly charge anywhere from $10 to $40+ a month.

What to look for before Buying a Discount Benefit Coverage Card
The most important thing is accesability. If your Discount Card has 50,000 providers but none are within 50 miles of your residence the benefit does not carry value. Second savings - are your plans discounts competitive with other products on the market. Is your membership fee a good investment when you factor in expected usage and emergencies? Request a Quote from nebrokers.com to see plan options and prices in your area.